Insurance networks change from time to time. Please call our office at 702-252-5050 with your plan name and member ID so we can verify your benefits before your appointment.
Plans We Work With
South Valley Dental is a preferred provider for many PPO dental plans and accepts most others as an out-of-network provider. Below are some of the carriers our patients use most often.
- Aetna
- Ameritas
- Anthem Blue Cross Blue Shield
- Assurant
- Cigna
- Delta Dental
- Dentemax
- GEHA
- Guardian
- Humana
- Lincoln Financial
- MetLife
- Principal
- Sun Life
- TRICARE Dental
- United Concordia
- UnitedHealthcare
- Optum Health
Do not see your plan on the list? That does not mean we cannot help. Many PPO plans still cover a good portion of treatment with an out-of-network dentist, and we are happy to check your specific benefits at no cost to you.
How Dental Insurance Works Here
As a courtesy, we file claims directly with your carrier so you do not have to. At the time of your visit you pay only your estimated portion, which is usually the deductible, coinsurance, or anything your plan does not cover. Once the insurance payment comes back, we send you a statement if there is a balance or issue a refund if you overpaid.
Please keep in mind that a benefits estimate is not a guarantee. The final amount depends on your remaining annual maximum, waiting periods, frequency limits, and how your employer set the plan up. We give you the most accurate estimate we can before treatment starts and tell you right away if anything changes.
Getting the Most From Your Benefits
- Most plans reset every January and unused benefits do not roll over, so schedule cleanings early in the year rather than in December.
- Preventive visits are often covered at or near 100 percent, which makes two checkups a year the best value in your policy.
- If you need larger treatment, we can phase it across two benefit years to stretch your annual maximum further.
- Bring your current card to every visit. A new employer, plan year, or group number can change your coverage without notice.
Patients Without Insurance
You do not need dental insurance to be seen at South Valley Dental. We will quote your treatment in writing before we begin, and we accept cash, checks, and major credit cards. Ask our front desk about payment options for larger treatment plans so cost never becomes the reason you put off care.